Skip to content

Agents Action Center

The Georgia Insurance Market is in a Crisis.

Now is the time to support lawsuit reform and stand with IIAG to protect

Georgia insurance consumers.

Agents Action Center

The Georgia Insurance Market is in a Crisis.

Now is the time to support lawsuit reform and stand with IIAG to protect Georgia insurance consumers.

What's Driving The Decline in Georgia's Insurance Market?

Georgia was named the #1 Most Challenging Legal Climate in the Nation in 2022. This was a direct result of the concerning number of nuclear verdicts and lobbying efforts made by trial attorneys

 

Georgia residents pay a “tort tax” of $1,111.28 per person and 117,809 jobs are lost each year, according to a recent study by The Perryman Group

 

If Georgia enacted specific reforms targeting lawsuit abuse, the state would increase its gross product by an estimation of $11.9 billion

 

Trial Attorneys represent the largest special interest group in Georgia, spending over $4.7 million influencing legislators during the last election cycle

 

Between 2017 and 2021 Georgia Trial Attorneys spent $391 million on over 4.4 million advertisements in Georgia

What's Driving The Decline in Georgia's Insurance Market?

Georgia was named the #1 Most Challenging Legal Climate in the Nation in 2022. This was a direct result of the concerning number of nuclear verdicts and lobbying efforts made by trial attorneys

 

Georgia residents pay a “tort tax” of $1,111.28 per person and 117,809 jobs are lost each year, according to a recent study by The Perryman Group

 

If Georgia enacted specific reforms targeting lawsuit abuse, the state would increase its gross product by an estimation of $11.9 billion

 

Trial Attorneys represent the largest special interest group in Georgia, spending over $4.7 million influencing legislators during the last election cycle

 

Between 2017 and 2021 Georgia Trial Attorneys spent $391 million on over 4.4 million advertisements in Georgia

Get Involved

Take to Protect Our Industry

Your involvement is more important than ever. Now is the time to fight for lawsuit reform in Georgia to protect our clients, our businesses, and our industry.

Take to Protect Our Industry

Your involvement is more important than ever. Now is the time to fight for lawsuit reform in Georgia to protect our clients, our businesses, and our industry.

Shareable Resources

Educate Your Clients

Looking for resources to educate your clients on the current market in Georgia? Below are targeted flyers available for download.

Social Media Resources

Hardworking Georgians

Today, Georgia job creators face a harsh reality: It’s too easy to file frivolous lawsuits, which is driving up the price of insurance and keeping new, good-paying jobs out of communities that need them the most.

Lawsuits: The Impact on Hardworking Georgians

Due to the current legal climate, hardworking Georgians are paying some of the highest car insurance prices in the country. Trucking companies can’t afford insurance, or can’t find a carrier at all. And many small businesses are afraid of being taken to court for absurd property claims.

Hard Market Tools

IIAG Members can download free social media graphics and videos to educate clients on why premiums are rising.

Hard Market Video: Why Premiums are Rising

As a part of the Trusted Choice Hard Market Toolkit, this downloadable video is a quick & easy way you can use to explain the cause of rising premiums to clients. Share this video on your agency's website or social media!

Free Social Media Graphics

Trusted Choice has created downloadable graphics for social media to explain the current market to your clients.

Click here to view all content and download!

JOIN THE FIGHT

Support Georgia IPAC

Georgia IPAC is our state level political action committee that gives Georgia’s Independent Agents a voice at the State Capitol. GA IPAC allows IIAG to fight for pro-insurance legislation and support candidates that support these efforts.  Download IPAC Flyer

How Does Georgia IPAC Work?

IPAC Flyer

JOIN THE FIGHT. Contribute today to Georgia IPAC

Contributions to Georgia IPAC can come from both personal and corporate accounts or credit cards.

This means that agencies, companies, and individuals can make contributions.

JOIN THE FIGHT. Contribute today to Georgia IPAC

Contributions to Georgia IPAC can come from both personal and corporate accounts or credit cards.

This means that agencies, companies, and individuals can make contributions.

LEGISLATIVE UPDATES

From Client To Courtroom: The Impact Of Nuclear Verdicts

The rise of “nuclear verdicts” has profound implications for insurance carriers and the insurance pricing environment.

READ MORE >

Kemp’s push for litigation limits supported by small business leaders

Gov. Kemp wants to make it harder to file lawsuits and win big legal judgments, arguing that suits are driving up insurance costs.

READ MORE >

GA Supreme Court Issues Decision on Negligent Security Claims

Georgia CVS Pharmacy, LLC v. Carmichael focuses the liability of proprietors and security contractors for personal injuries.

READ MORE >

Georgia Ranked #1 Judicial Hellhole, Replacing California as Top State

State courts issue some of the country’s largest nuclear verdicts, as GA trial attorneys cash in big earnings.

READ MORE >

For Your Agency

Additional Resources

P-C Marketplace Report

Gain insights from seeing five years of premium, profitability, and commission data in Georgia

Contributory Negilence

Learn more and report Insurance Carriers that are unfairly utilizing the "Contributory Negligence" practice

Hard Market Toolkit

This guide provides Hard Market tools such as email scripts, remarket forms, talking points, and more

Agency Nation Podcast

Episode 426: Navigating Client Communications in a Hard Market

Impact on Agency Value

How the Hard Market is Impacting Agency Values

Client Solutions

Finding Solutions as Carriers Reduce Capacity in the Hard Market

Scroll To Top